Should You Pre-Pay and Plan Your Own Funeral?

Over the course of your life you are likely to plan and pay for several events – birthday parties, weddings, engagement parties, retirement celebrations, baby showers, graduations – the list is endless. Can you imagine planning and pre-paying for your funeral? At first, that may seem like a crazy though but it could well be one of the best things you do for your family. It’s likely to be something you’ve never thought about before – nobody likes to think about their own death after all! However, take a read through the 3 reasons below to discover why pre-paying for your own funeral can be an idea well worth considering.
1) Easing The Financial Burden
The cost of funeral proceedings and a burial or cremation can equate to more than £5,000 and even reach up to £10,000 depending on where you live in the U.K. Then there is also the cost of a headstone to consider, which can also cost in the region of a thousand pounds or so. 
Plan Your Own Funeral
In the event of your death, the cost a funeral and a burial or cremation can serve as a huge financial burden on your family. Not only do they have to deal with grieving over the passing of a dear loved one but also the stress and worry about how they are going to afford the costs of the send-off that you deserve. While one may never have imagined having to pay for their own headstones or funeral costs, doing so can help your family in ways you could never imagine.
2) Less Decisions to be Made
In the event of your passing, your family will be required to make a number of decisions very quickly – where should your funeral be held, where should you be buried, should you be cremated who should be notified of your passing, what songs should be played – the list goes on. It can be very difficult for loved ones to have to sit and make a number of important decisions while grieving. Planning and pre-paying for your own funeral relieves your loved ones of the duty of having to make many important decisions while they are undoubtedly feeling very upset and emotionally exhausted. 
3) Ensure the Send Off That You Want
Often the main cause for concern for family and friends in the event of a loved ones passing is that they ensure to arrange the send-off that their loved one would want and undoubtedly deserves. This can cause some panic and anxiety and indeed even some arguments as everyone has their say as to what they think you would want. Pre-planning your own funeral ensures that your family and friends can have the peace of mind that you are getting the send-off that you always wanted.
While pre-paying and planning for your own funeral may not have entered your mind before, as you can see above, it can certainly be worth thinking about. Rest assured that expert advice and assistance is available should you choose to consider this route.

Denny Jones

Hello, I'm Denny Jones, the voice and mind behind this personal finance blog. With a passion for helping others achieve financial independence, I started this blog to share my insights, experiences, and strategies in managing money. Whether you're just starting out on your financial journey or looking for advanced tips to optimize your wealth, my goal is to provide practical and actionable advice that anyone can follow.

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