How to Live Well Without Your Wallet Feeling it

Are you tired of working hard for your money but feeling like you can’t enjoy it? Or maybe you simply want to make the most of what you have by treating yourself.  If the thought of living the high life and saving money appeals, then read on to find out how to start your savvy spending plan.
Make a plan
The first step is to work out what you need and what you want. Devise a budget listing the things you cannot live without, for example:
  • Food
  • Clothes
  • Bills
  • Transport

Calculate how much money you’ll spend on each essential item per month and subtract this from the money you have coming in each month.

How to Live Well Without Your Wallet Feeling it
The amount of money you have left over will tell you how much money you have to spend on goods you don’t need. These are the things you want which are likely to give your quality of life a boost.
Shop around
Now that you know how much cash you have to spend on treats, it’s worth checking out your nearest high street for deals. We often hear about floundering high street stores, but recent research shows that online retailers are now in fact beginning to migrate to the high street. There are currently great bargains to be bagged, both from traditional high street retailers who want to retain customers, as well as the new retailers who were formerly online only.
Maximise the great deals by alerting retail staff to similar offers you spot at rival stores. Often the store will match or better the deal you’ve seen elsewhere.
Shop online
Despite the trend for online shops starting to appear in the high street there are still some fantastic online deals if you know where to look.
Online shopping is easy and quick. If, for example, you are looking for vest tops all you need to do is:
1) Search for “online clothes deals”
2) View the retailers that appear
3) Visit the retailer website
4) Search for “vest tops” in the website
Repeat this process, comparing the results of a few sites. An even easier way to search for the best clothes deals is to type “compare vest top deals” into your search engine and use deal comparison websites to do the work for you.
Deal hunt
Don’t settle for the first bargain that comes along. Always search for the best deal and when you find a good one, make a note of it and carry on looking.  Repeat this search for deals as many times as you like until you feel confident that you have found the best bargain.  If you drive down the price for the things you want and love you’ll be able to enjoy more for your money in the future.

Denny Jones

Hello, I'm Denny Jones, the voice and mind behind this personal finance blog. With a passion for helping others achieve financial independence, I started this blog to share my insights, experiences, and strategies in managing money. Whether you're just starting out on your financial journey or looking for advanced tips to optimize your wealth, my goal is to provide practical and actionable advice that anyone can follow.

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