With an uncertain economic climate ahead, there has never been a more vital time to think about investing in your children’s future. It can be scary looking at those little rugrats knowing that the world could be a different place when they reach adulthood. Any responsible parent wants to protect them from any eventuality as best they can. 
Securing Your Children's Future
First and foremost, your own financial security should be your greatest concern. Raising a child is expensive, even if you’re not doing a good job. But, if you have money to spare, it is wise to put some of it aside to invest for your kids and give them the best possible start to life. Here are some ideas of where to invest for your children to help get you started.
Savings Bonds
Savings Bonds are good long term  investments for children, as long as you start them early. There are different types, but the best long-term idea is to go for Series EE savings bonds and let them mature for around 20 years. You can invest a lump sum of anything up to $10,000 and they provide a guaranteed rate of interest. They are tax free up to $14,000. If you think your child will need some financial help before that 20 years is up, then it is best to set them up in their names. That way, should they need money to fund their way through college, for example, it will be easier for them to release. 
Trust Funds
You might think that trust funds are purely for wealthy people. But that is not the case. If you have any spare money that you can put away, setting up a trust fund for your children will give them a payout when you pass away. You can squirrel away funds, and also apply stipulations to when the funds can be released. This could be anything from reaching a certain age, or getting married, or anything you like. One thing that does exclude trust funds to the majority of people is the cost to hire a trust attorney. They are expensive, but if you plan early enough you can offset the initial cost to make it viable.  
Gold is a great investment to make, as it is relatively stable in the long term. But how you invest depends on what stage of life you are at. For younger parents, buying gold with cash is probably your best bet. However, bear in mind that you will need somewhere to store the gold to keep it safe. If you are older and have put in a reasonable amount to a pension fund, you could think about using some of it with a gold IRA investment. There’s a great gold IRA rollover guide over at GoldIRAHandbook.com. If you need any more info, don’t forget to check out our complete guide to the pros and cons of investing in gold
I hope you’ve enjoyed this brief introduction to investing for your kids. Don’t forget to have a look for some more great articles on the best places to put your money on this blog!

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