Finding the best Parcel Delivery Service is easy when you know how

Let’s be clear; too much choice is counter-productive. It can be very difficult for the complete novice to find one of the very good online brokers offering a cheap parcel delivery service for deliveries both within the UK and abroad. Enter cheap courier delivery into Google and you will need a cool head and plenty of time to sift through even the first few pages and perhaps the rest of your life to give careful consideration to the 50 million + links!

Finding the best Parcel Delivery Service is easy when you know how
Get technology to work for you rather than against you by logging onto the independent review site TrustPilot. Read through the reviews in confidence, because the courier has no control over them and compile a short list from a few of the top-rated companies. You will probably find that the top three online UK couriers – ParcelHero, Interparcel and Parcel2Go - figure prominently. Then compare and test their web sites, find out how easy they are to contact and how knowledgeable their staff are and make your selection.

Finding the best Parcel Delivery Service is easy when you know how

It is a sad fact that a very small percentage of UK and international parcels fail completely or suffer delays in transit. However a few of these can be resolved by a knowledgeable and pro-active courier who will explore every possible avenue on your behalf. An active courier broker such as ParcelHero will have direct contacts within the big four global carriers and, as a very large customer, can insist on your behalf that everything is done to find or deliver your parcel. 

You can also play your part by wrapping your parcel securely and placing your contact details and the address you have sent the parcel to inside it.

Applying for a credit card: What you should know

They say cash is king, but sometimes it’s just more convenient to make a purchase by card. If you’re looking for a new bit of plastic to put in your wallet, there are some things you should know – so take a look at this useful advice.

Applying for a credit card: What you should know

Keep an eye out for introductory offers

Reputable providers such as MBNA offer a wide range of introductory offers such as 0 per cent cash and balance transfers for a certain period. Of course, these offers can change over time, but it’s important to keep an eye out for what’s available.

Consider cards with a grace period

With many credit cards, you’ll be given a number of days to pay off an outstanding balance before a charge is incurred. This is known as a grace period and could save you a lot of money on interest in the long run – so it’s worth doing your research.

Compare and contrast

The internet has changed the way we shop, the way we interact and the way we manage our money. It allows us to make a quick MBNA credit card comparison online – without flicking through mountains of paperwork – and is the ideal way to assess the similarities and differences between credit cards.

Understand the small print

If there’s a term or condition you don’t understand – dig a little deeper. Call up the credit card provider before making an application, or find out more online. The small print is there for a reason, so read each and every word before signing on the dotted line.

Learn more about fraud protection

Does fraud protection come as part of the package? If not, why not? These are just some of the questions that need answering. With most cards, you will not be liable for fraudulent transactions online or on the high street, providing you tell your provider as soon as you notice any unusual transactions. 

Find out more about specialist cards

Whether you’re a Manchester United supporter or a Liverpool fan, a football credit card could be just what you need. They’re available online and will give you exclusive reward points every time you use your card. These points can be redeemed for a wide range of football goodies and treats and are ideal for football fanatics. There are also rugby, charity, airline and other specialist cards available, so find out more today.

There are lots of things to consider when applying for a credit card, but a little bit of research should help you find the right product.

Apply for a plus loan

In today’s world with the cost of college education being so high it is not uncommon for a college student to need a loan to help pay the expenses. When looking into financial aid usually student loans are a last ditch effort to help set off the costs. However, if you happen to be a parent of a student who is attending college you can consider taking a parent loan to pay for the expenses.

When To Consider This Option

When the parents of a college student know that they cannot meet the estimated family contribution that is stated on the student aid report they will often consider using a government college loan. The number that is needed is calculated based on the information entered onto the Free Application for Federal Student Aid (FAFSA). If the parents do not have enough money to pay there is no need to worry. There is another option for you. This option is called the PLUS bad credit personal loan.

What Is The PLUS Loan

The PLUS loan stands for Parental Loans for Undergraduate Students. This loan has been put into place to help parents who need the extra funds to help pay for the financial aspects of their student college expenses.

Apply for a plus loan

These PLUS loans are given to borrowers through financial lenders such as traditional banks and credit unions. In this comparison they work just like the Stafford loan. The only different between the Stafford loan and the PLUS loan is that the PLUS loan is paid directly to the parents and not the students.

A PLUS loan is not given or approved based on the financial need. Any parent that needs help with the college education costs can apply and possibly receive this type of loan. These loans are also available for parents who just want to be able to give their college student some incidental expense money during the school year.

The amount of money that can be borrowers can be as much as the entire cost of the college tuition for that year. The amount will be figured after subtracting the amount of other grants or scholarships that the student has already received.

Interest Rate

The interest rates on a PLUS loan is much higher than other types of loans. The interest rate is also not a fixed rate it is a variable rate which can reach as high as nine percent. There are also other fees that are involved so the borrower should check into all charges and fees before singing the loan so that there are no surprises in the end.


There are certain requirements that parents must meet to be eligible to apply for the PLUS loan. The first is that the student should be attending the school at least half of the time if not full time. The second requirement is that the parent should be a legal guardian of the student. The third requirement is that the borrower cannot be in default on any other loans. There is a credit check that they will need to pass to be approved. The last requirement is that the student should be a United States citizen or have the qualifications to be in the United States legally.